Beware Of These Christmas Scams

As a follow up to my earlier post warning you of certain types of Christmas scams, also beware of these Christmas scams. The overriding message in this post and other scam alert posts, is to be vigilant. At all times. Yes, Christmas is a time when many of us may let our guard down a bit, so even more reason to be cautious. As the heading of this post says, beware of these Christmas scams. To be read in conjunction with my Christmas Scam Alerts Part One post earlier.

Also, bear in mind that these scams, like pets presents, are not just for Christmas. They could be tried throughout the year. It’s just that Christmas time is seen to be an easier hunting ground for these sharks.

Beware Of These Christmas Scams

This first one seems to be a popular one doing the rounds at the moment. It is often known as the “Family Christmas Scam.” Carry on reading to find out more.

Family Christmas scams

One of the big Christmas scams going on at present involves you receiving a message from individuals purporting to be a family member or friend. It is also known as the “Hi Mum” scam.

This is how it works. A recipient would receive a message from an unsaved and unidentified number claiming to be from their child, spouse, or friend. The content of the message may claim that they are simply using a friend’s phone, as their own phone isn’t available. They claim it could be on charge for instance. Or, if you’ve not seen them for a while, or they don’t live in the household, they may claim that they have got a new number. Often, this would be followed with asking for financial support, with money sent straight to their bank account.

Would you instantly happen to know your family, or friend’s, actual bank details? Probably not, so no doubt you may not instantly distrust the validity of who’s bank details they actually were.

Once again, if in doubt, it is better to speak to the supposed individual directly. I would even throw even more caution to the wind and text them and ask that they call you. You never know, ringing the number back may also be a premium call rate scam. If it was a genuine cry for help, then this way, you have that assurance. However, if it is a scam, the person will not engage in a conversation exchange with you. Scam avoided. As ever, always do your research before sending any money.

Thankfully, many banks will now verify information, checking that the name matches the one on the account, which can offer you some protection. As said at the start of this article, remain vigilant. It is key to protecting your finances.

Charity Christmas Scams

Many businesses and individuals like to do their part for local charities. Especially at Christmas. Not only can this help those in need around you, but as far as a business goes for instance, it can also be great for brand awareness.

Let’s take a look at it from a business perspective. Before your business decides to sponsor or support a good cause, you might want to investigate the potential recipient in a little more detail.

Things to look out for? Look for a charity registration number, and then check that it agrees the one listed on the Charity Commission website. This could help to keep you safe from scam websites and donation requests.

Bear in mind as well though, your request for support for a good cause doesn’t necessarily need to be monetary. Volunteering or offering your services at a discounted rate for a “charity” can also really make a big difference. This can also help you to avoid falling victim to Christmas scams.

Of course charities need all the support they can get at any time of the year. But to repeat myself again, just stay vigilant. If in doubt, try to contact the charity and ask if they have requested donations by the method you’ve encountered. Check the Charity Commission website as already mentioned. Or, if still unsure, ask a friend or family member for their opinion.

Beware Of These Christmas Scams Summary

The name of the game as ever is be cautious. Extremely cautious. This applies to phone calls, door knockers, emails, text messages, snail mail requests, you name it. However you are approached, be aware. That way, you will not fall foul of these scammers and a scam-free Christmas will be enjoyed.

I have another two or three Christmas scam warning messages to follow. I’ll post these in a few days time when I get chance.

Chester Lifestyle Blog Posts

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